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Comerford & Dougherty, LLP

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Elder Law

Annuity Payout Options
An annuity contract includes provisions for paying out benefits to the annuitant or beneficiary. There are many payout options available. Generally, a portion of each annuity payment is income; thus, federal income tax applies. More...
Community-Based Services - Older Americans Act And Related Programs - Community-Based Services
The Older Americans Act (OAA) network coordinates and provides community-based care for older Americans. The network includes federal, state, tribal, and local organizations dedicated to aging issues, as well as local providers of elderly services. More...
Medicare Coverage - Skilled Nursing Facility Care
Medicare provides insurance coverage for care provided in skilled nursing facilities (SNFs), typically nursing homes and acute hospitals with skilled nursing beds. More...
Using Medicines Safely
Despite advances in medical knowledge and technology, an increased number of adverse health conditions often come with age. Tracking appointments with specialists and all of the medicines prescribed to treat health conditions can be taxing, at best. Worse, mistakes in taking medicines can be costly, especially as more Americans are combining over-the-counter medicines and supplements with prescription drugs. However, asking the right questions and proceeding cautiously can help ensure that medicines provide their full benefit, can help prevent the risk of taking the medicines incorrectly, and can help prevent an adverse reaction with other medicines. More...
Annuity Contract Considerations
The formation and validity of an annuity policy or contract is determined in the same way as a standard contract. The annuity policy must be supported by consideration (unless it is a charitable gift annuity or the annuity involves a bequest). The parties to the annuity contract must have legal capacity to contract. More...

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